With a sub-2% standard deviation since 1987, the Insured Deposit Fund (IDF) stands as one of the most secure and highly collateralizable financial instruments available in Canada.
When properly structured, the IDF will achieve the following benefits:
• Reduce net cash outlay
• Increase annual tax deductions
• Enhance the use of the Capital Dividend Account
• Generate an above-average yield on a risk-adjusted basis
• Provide tax-free compounded growth
• Ensure gains are vested annually, with a locked-in value for life
• Shelter a portion of your net worth from conventional risks
• Facilitate estate equalization and/or support philanthropic goals
This is made possible via the unique application of a time- tested asset class designed to preserve capital, enhance yield and allow our clients to amplify and perpetuate their philanthropic contributions.